Loot Lasso Portfolio Rebalancing Calculator
Welcome to the Loot Lasso Portfolio Rebalancing Calculator – the most advanced investment portfolio rebalancing calculator on the web. The calculator has recently been updated to improve loading speed and reduce clutter. A few important reminders about this rebalancing calculator:
Features:
- Allows custom allocations
- Does not allow sales in taxable accounts to avoid capital gains taxes
- Does not require electronic links to your accounts – keep your information private!
Tips:
- Enter an account nickname for each account for easy reference in the summary/results section
- Use the “lock” feature for any tax-advantaged account you would like to keep in its current allocation
- Reference this video (coming soon) to learn more about how the calculator works and strategies to use it more effectively
- Visit the Portfolio Rebalancing 101 page to learn more about portfolio rebalancing
Disclaimer: This calculator is intended only for general educational purposes and is not intended to direct your rebalancing or investment strategy. Lootlasso.com does not know your personal situation and cannot provide investment advice about your situation. Do your own calculations and due diligence prior to rebalancing or making investment decisions. See our terms of use.
Step 1: Rebalancing Threshold
Enter the rebalancing threshold percentage. This percentage defines the allowed variance between your target asset allocation and your actual allocation.
How It Works
- Your target allocation is your desired percentage for a specific asset.
- The threshold percentage creates an acceptable range around your target.
- If your actual allocation falls outside this range, rebalancing is triggered.
Example
- Target allocation: 40%
- Rebalancing threshold: 10%
- Acceptable range: 36% to 44% (40% ± 10% of 40%)
- If your actual allocation is 45%, rebalancing is triggered. Rebalancing calculations will be shown even if your allocation is within the threshold.
Step 2: Desired Allocations and Percentages
- Enter the number of asset allocation types in your portfolio (e.g., 3 for US Stocks, International Stocks, and US Bonds).
- Click "Generate Allocations."
- Name each allocation and enter its target percentage. Ensure the total target allocation equals 100%.
| Allocation Name | Percentage |
|---|
Step 3: Taxable Accounts
- Enter the number of taxable accounts (e.g., brokerage accounts).
- Click “Generate Taxable Account Fields.”
- For each taxable account:
- Enter any new deposits.
- Enter the current value of each asset allocation within the account.
- Important: To avoid capital gains taxes, no assets will be sold within taxable accounts.
- Note: Include all taxable account values, even if there are no new deposits, for accurate portfolio-wide rebalancing.
Taxable Portfolio Allocation Summary
| Allocation | Total Value | Percentage of Portfolio |
|---|
Step 4: Tax-Advantaged Accounts
- Enter the number of tax-advantaged accounts (e.g., 401(k), HSA, IRA).
- Click “Generate Taxable Account Fields.”
- For each tax-advantaged account:
- Choose whether to “Lock” the account. “Locked” accounts will not be rebalanced (no selling or deposits).
- If not locked, enter any new deposits.
- Enter the current value of each asset allocation within the account.
- Important: Include the current value of all tax-advantaged accounts, even those with no new deposits or those that are locked, for accurate portfolio-wide rebalancing.
Tax-Advantaged Portfolio Allocation Summary
| Allocation | Total Value | Percentage of Portfolio |
|---|